The northonline.com.au website ("this website") is owned by AMP Limited ABN 49 079 354 519 (AMP) and is operated by AMP on behalf of its related body corporate, NMMT Limited ABN 42 058 835 573, AFSL 234653 (NMMT). AMP and NMMT are part of the AMP group of companies (AMP Group). References to ‘we’, ‘us’ or ‘our’ in these terms and conditions means AMP, NMMT and AMP Group. Your access to this website is subject to these terms and conditions, the northonline.com.au Privacy Policy, notices, disclaimers and any other terms and conditions or other statements contained on this website (referred to collectively as "Terms and Conditions"). By using this website, you agree to be subject to the Terms and Conditions.
Access for persons from within Australia only
This website is only for the use of persons accessing the website from within Australia. The products and services described in this website are only available to persons accessing the website from within Australia.
No investment advice provided to you
Unless otherwise expressly stated to the contrary, this website is not designed for the purpose of providing personal financial or investment advice. Information provided does not take into account your particular investment objectives, financial situation or investment needs.
You should assess whether the information on this website is appropriate to your particular investment objectives, financial situation and investment needs. You should do this before making an investment decision on the basis of the information on this website. You can either make this assessment yourself or seek the assistance of any adviser.
Unless otherwise expressly stated to the contrary, the information on this website is not a recommendation to invest in any investments, securities or financial products offered by us.
Products and services
Not all products and services referred to on this website are provided by the same AMP Group company.
Unless otherwise stated to the contrary, we do not guarantee any particular rate or return, the performance of any investment or the repayment of capital from any investment. Investments are subject to investment and other risks. This could involve delays in repayment and loss of income or capital invested.
Third party offers and links to other websites
This website may contain references to other special offers or promotions by persons who are not associated with us and may contain links to other websites or pages that are not operated by us. Such links are provided for convenience and information purposes only. We have not verified, and are not responsible for, the content of any other websites or pages linked to or linking to this site. We do not endorse, approve or recommend the operators of those websites or the content of those websites.
- Subject to any applicable law which cannot be excluded, we make no warranties or representations regarding the quality, accuracy, merchantability or fitness for purpose of the goods or services available from these persons. Your obtaining of goods or services from these persons is at your own risk. We will not be liable in any way for any loss, damage, cost or expense arising from or relating to your obtaining goods or services from a third party referred to in this website.
- If you provide a link to this website on another website (Site), you must ensure that this Site does not contain any material that is offensive or distasteful, contravenes any law, disparages or adversely affects our brand or reputation or the goods and services offered by us, including but not limited to the AMP, North and MyNorth brands, or makes any representations about us or our goods or services, including any representations of any endorsement, sponsorship, affiliation or approval of you or the Site by us or passes off our documents or information as your own.
Following links to any other websites or pages or linking this website to another Site is entirely at your own risk and we shall not be responsible or liable for any losses, damages or expenses arising in connection with such linking.
Disclaimer and limitation of liability
To the maximum extent permitted by law, we will not be liable in any way for any loss or damage suffered by you through use or access to this website, or our failure to provide this website. Our liability for negligence, breach of contract or contravention of any law as a result of our failure to provide this website or any part of it, or for any problems with this website, which cannot be lawfully excluded, is limited, at our option and to the maximum extent permitted by law, to resupplying this website or any part of it to you, or to paying for the resupply of this website or any part of it to you.
General conditions
These Terms and Conditions are governed by the law in force in the State of New South Wales, and the parties irrevocably submit to the non-exclusive jurisdiction of the courts of New South Wales and courts of appeal from them for determining any dispute concerning the Terms and Conditions.
These Terms and Condition can be modified at any time by us and you agree to continue to be bound by these Terms and Conditions as modified. We will give you notice of these changes by publishing revised Terms and Conditions on this website - we will not separately notify you of these changes.
If the whole or any part of a provision of these Terms and Conditions are void, unenforceable or illegal in a jurisdiction it is severed for that jurisdiction. The remainder of the Terms and Conditions have full force and effect and the validity or enforceability of that provision in any other jurisdiction is not affected. This clause has no effect if the severance alters the basic nature of the Terms and Conditions or is contrary to public policy.
Copyright
Except where necessary for viewing the documents or information on the northonline.com.au website on your browser, or as permitted under the Copyright Act 1968 (Cth) or other applicable laws or these Terms and Conditions, no documents or information on this website may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed, stored, published, displayed or transmitted in any form by any process and you may not create derivative works from any part of this website or commercialise any information obtained from any part of this website without the specific written consent of us or, in the case of third party material, from the owner of the copyright in that material.